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Equity, debt or gold? What 25 years of data reveals about the best asset allocation for investors

New Delhi, Aug. 23 -- Building an investment portfolio is not only about choosing between equity, debt and gold. The proportion allocated to each asset can also change the returns and volatility an in... Read More


What does unlimited sum insured mean in health insurance? Here's what it covers and what policyholders should know

New Delhi, Aug. 22 -- As healthcare costs rise, having health insurance does not necessarily mean a policyholder is fully protected from a large medical bill. A fixed sum insured can get exhausted dur... Read More


RBI announces SGB premature redemption calendar for 2026-27: Check all 32 eligible gold bond tranches

New Delhi, Aug. 22 -- Investors holding older Sovereign Gold Bonds (SGBs) have a chance to exit their investments before the bonds reach their scheduled maturity. The Reserve Bank of India (RBI) has r... Read More


Rs.30 lakh salaried employee skipped ITR filing and faced a Rs.3.74 lakh penalty, why Delhi ITAT deleted it

New Delhi, Aug. 22 -- A salaried taxpayer who earned Rs.30.22 lakh after switching jobs did not file his income tax return for assessment year 2019-20. The Income Tax Department later reopened his cas... Read More


Landowner faced Rs.3.41 crore tax on a Rs.6.82 crore sale he never made; ITAT Ahmedabad deletes addition

New Delhi, Aug. 22 -- A landowner in Ahmedabad found himself facing an income-tax dispute over a property sale he said he had never made. The land had allegedly been sold for Rs.6.82 crore in cash usi... Read More


FAST-DS 2026: Forgot to report a dormant foreign bank account? Here's how the new disclosure window works

New Delhi, Aug. 22 -- For Indians who returned home after working or studying abroad, an old overseas bank account can be easy to overlook. But once a person becomes a resident of India, certain forei... Read More


8th Pay Commission pension revision: Can government amend Terms of Reference to cover existing pensioners?

New Delhi, Aug. 22 -- The 8th Central Pay Commission's terms of reference (ToR) have triggered concern among pensioner organisations over whether the commission will examine revision of pension and fa... Read More


India's retirement income replacement rate is just 35-40%: PFRDA chief explains why you need to save more

New Delhi, Aug. 22 -- India's retirement savings may not be enough to maintain the standard of living many workers have during their working years. Pension Fund Regulatory and Development Authority (P... Read More


8th Pay Commission salary hike: A 2.0 fitment factor could double basic pay, but your gross salary may rise much less

New Delhi, Aug. 22 -- The 8th Pay Commission has not yet announced a fitment factor, but even a relatively high multiplier such as 2.0 is already being discussed as a possible benchmark for central go... Read More


When does EPF stop earning interest after retirement? EPFO explains when your account becomes inoperative

New Delhi, Aug. 22 -- An Employee Provident Fund (EPF) account does not necessarily stop earning interest when an employee leaves a job or retires. The point at which interest stops depends on the mem... Read More